From Insurers to Injured: MAKE THEM PAY
The accident wasn’t your fault. You’re hurt, upset and insulted by the party at fault. More than anything you want them to pay. The reality? They can’t—just as you can’t. The ball is in the court of the insurance companies cashing in premiums from everyone involved in the accident.
Your real adversary? The insurer. On their side…and yours.
ready to make them pay?
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Why I love insurance companies:
Insurance companies represent so many of the defendants of my injured Wisconsin clients and have paid massive amounts of money making a future full of life and love possible for people with their ability to earn, function or think damaged in an accident.

Why I hate insurance companies
The same insurers work to minimize settlements regardless of pain and suffering. I know—for the first 13 years of my career I represented insurance companies. Settlement mill law firms are happy to settle and clear cases ASAP so they can pay off their celebrity endorsers.
Here’s how insurance companies abuse your pain and suffering to line their pockets:
- Insurance companies charge premiums based on just compensation for pain and suffering.
- Insurance companies offer payouts based on the competency of legal representation & their willingness to settle for lowball offers. How do you think they foot the bill for fat cat bonuses and massive skyscrapers?

Insurance companies stack the deck against you.
Consider an insurance company executive who’s suffered life-changing injuries. Here’s a list of things they would NEVER do:
- Deny their own claim
- Hire a lawyer based on football player or actor endorsements
- Accept a personal injury settlement based on the compensation methodology THEY approved
I fight for the compensation you deserve, regardless of insurance company claim denials and unfair settlement offers.
Settlement mill law firms exploit your pain for their gain.
The problem with hiring a settlement mill law firm is their business model has no provision to fight. The law firm gets paid, the spokesperson gets paid, and the insurance company limits their cost of your injury regardless of your need. Most law firms celebrate ANY offer from an insurance company. They want you in and out so they can take the money and run.
I'm a highly experienced trial attorney ready to fight to make sure you're justly compensated.
The difference between “GET LOST” and a seven figure settlement? Hiring a lawyer who terrifies insurance companies.
The size of your personal injury settlement depends on the quality of your representation—NOT a value in an insurance company’s actuarial spreadsheet. Your compensation depends on your action; to hire a personal injury attorney who will earn you just compensation for your pain and suffering. Your attorney may be even more important than the facts of your case. Choose wisely.
Contact Steve Caya for a free case consultation. We will come to YOU anywhere in Wisconsin to discuss your case. Give us a call and we’ll set up a time to meet.


May 27, 2019
Mr. Caya was able to recover 6x the amount the insurance company was offering to settle without going to court. He is pleasant and personable, genuinely seems to care about his clients. He takes time to listen and kept me informed of case progress. He is efficient. I would highly recommend and would use his services in future if need be.
MADE them pay: real cases, real results
Steve Caya has won millions of dollars' worth of settlements for serious injuries suffered due to negligence. Check out some of the results and settlement amounts below and explore all personal injury case examples.